2026 VA Loan Limit Calculator
Calculate your VA loan limit based on your location. Our VA loan limit calculator helps you determine the maximum loan amount you can get with a VA loan in your county, considering your entitlement status and local conforming loan limits.
Key points:
- •The Blue Water Navy Vietnam Veterans Act of 2019 changed VA loan limits.
- •If you have full entitlement, there's no limit to how much you can borrow with a VA loan (although you'll get capped based on how much you can afford to repay).
- •If you have partial entitlement, a VA loan limit calculator makes it easier to figure out how much the VA will back.
- •With partial entitlement, your VA loan limit varies depending on the location of the house you want to buy.
VA loans come with such a broad range of perks that one often gets overlooked: the loan limit — or lack thereof. Other kinds of mortgages tend to have hard-and-fast ceilings on how much you can borrow based on where the house is located. If you go over that, you'll need a jumbo loan, which comes with a higher interest rate.
But with home loans backed by the Department of Veterans Affairs (VA), things are different.
If you have full entitlement, you can borrow as much as you can afford. If you've used a VA loan before, you probably have partial entitlement. In that case, this 2026 VA loan limit calculator helps you figure out how much you can borrow.